Money Motivation Monday

Luke 16:11 King James Version (KJV)

11 If therefore ye have not been faithful in the unrighteous mammon, who will commit to your trust the true riches?

Time and money are two things that you will often hear people say that they do not have enough of...So here are a few tips that will help you to get more of each...

1. Change your views on how you see them...Sometimes our perception of something will allow us to treat it in a certain manner.

2. Learn to RESPECT and VALUE them...You can tell how well you respect and value your time and money by the way you handle them.

3. See them as precious commodity; what is the value that you have place on them, or are they free?

4. How much respect do you have for your time and money? A little, somewhat or greatly...Keep in mind, anything you respect, you will not misuse, nor abuse.

5. Do you have daily, weekly and or monthly budgets for your time and money? Create a schedule for your time and a budget for your money.You value your time with an employer, so why not value your time for yourself.

6. Do you have a consolidation strategy for your time and money? You can consolidate your time by combining some things together. You can consolidate your money by eliminating some debt: Example: You have 3 credit cards, 2 of them have an interest rate of 26 percent and 1 of them have an interest rate of 18 percent...Transfer the 2 highest interest rates into the lowest rate...*(and no, it does not matter about the amounts on the cards)...Leaving you with a 52% savings each month.

7. 80/20 rule: 10% of your income should go to your tithes and 10% should go into your savings...Pay God first, then pay yourself. Same thing should apply for your time...

8. Add your time and money to the principle...Example: If you have several projects that you are working on; you should add more time to the main and most important project so that it can produce...

And with money, if you pay more towards the principle, the less payments you will owe... Selah, a lender cannot charge interest on money you no longer owe...This is especially great to do with mortgages.

9. Is it a NEED or GREED? Start being honest with yourself...Do you have 36 pairs of shoes but zero in your savings account? Does your child have the latest video system but no college savings? Do you borrow from your need to pay for your greed?

10. Success is a plan that is written on a piece of paper. You cannot become successful without having a plan.